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Help for Homeowners

Help for Homeowners

Mortgage payments are priority debts and should always be paid first.   If you are having problems paying your mortgage there are a number of services and schemes available to help.   The most important thing to do is to take action as soon as possible and not ignore any problems you may have.  
 
Local Advice Services
Harrogate Borough Council
www.harrogate.gov.uk/harrogate-186
 
Harrogate Citizens Advice Bureau (CAB)
 
National Advice Services
 
DirectGov
 
The National Homelessness Advice Service
This government agency has produced a leaflet called 'Are you worried about your mortgage.'
 
Shelter
The website for the homeless charity, Shelter, contains information on what to do if you are faced with repossession.
 

Schemes to Help you Manage your Mortgage

NEW! - Mortgage Rescue Schemes - NEW!
Are you in danger of losing your home? Mortgage Rescue Schemes (1,181KB, pdf) are available in North Yorkshire and York.
 
Support for Mortgage Interest (SMI)
If you are claiming certain benefits, you may be able to get help with your housing costs, including mortgage interest and interest on loans you have taken out for repairs or improvements. This type of help is often referred to as Support for Mortgage Interest (SMI) or Income Support Mortgage Interest (ISMI) payments. This is administered by the Department of Work and Pensions.
 
Should you need further advice on this, contact Harrogate Borough Council, CAB or Shelter, or visit the National Debtline website on http://www.nationaldebtline.co.uk/ or the Department of Work and Pensions website on  http://www.dwp.gov.uk/.
 

Contact Harrogate Borough Council on 01423 556699 for further information on either of these schemes.

North Yorkshire Housing Strategy

A draft North Yorkshire Housing Strategy has been published and we would like to hear your views on it. For more information please  click here.

Supporting People

Supporting People Logo

The Supporting People programme plans, commissions and funds housing related support for vulnerable people.

For further information, please view the Supporting People webpages on the North Yorkshire County Council website.

(Please note that the links above will open in a new window)

Minority and Ethnic Housing Research

Golden Triangle Partnership

Golden Triangle Partnership Logo


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