Frequently Asked Questions
The benefit system is complex
particularly if you have not claimed before. In this section we
attempt to provide answers to some of the questions that claimants
ask us the most.
What is housing/council tax benefit?
It is a benefit paid to householders to assist with the payment
of rent and council tax. It is a means tested benefit run by the
local authority for the Government. Dependent upon individual
circumstances claimants may receive up to 100% assistance.
I'm not sure if I will be entitled to Benefit - what should I
do?
If you are thinking of applying for benefit but are not sure if
you will qualify you can contact the Revenues and Benefits Service for
advice.
Alternatively you can make an application for benefit and we
will assess your claim and notify you of the outcome whether you
are entitled to benefit or not. Remember, it costs you nothing to
apply for benefit and you have nothing to lose by filling in an
application form.
Do I have to fill in 2 forms to claim council tax & housing
benefit?
No - the same claim form is used to apply for both housing
benefit and council tax benefit and this can be obtained from the
Revenues and Benefits Service.
I have some savings - does this mean I cannot claim
benefit?
You may still claim benefit. The level of your savings will
affect the amount you may receive. We will look at any savings you
(and your partner, if appropriate) may have.
If your savings are £6,000 or less we will ignore
them.
If you have more than £6,000 but not more than
£16,000 we will take into account, as income, £1
per week for every unit of part unit of £250 above the lower
limit (£1 for every £500 if aged 60 or over).
If you have savings of more than £16,000 you will not be
entitled to claim any benefit.
I have a small pension from my employer - how will this affect
my claim?
Your pension net of any income tax that you pay will be included
as part of your income for benefit purposes. You may still be
entitled to benefit dependent upon your personal circumstances.
How do I apply for benefit?
You will need to complete an application form giving details of
your income, any savings and the people living in your household.
See How To Claim.
How do we pay your benefit?
Direct to your council tax account or your rent account if you
are a council tenant. If you are the tenant of a private landlord
housing benefit is paid by cheque either to yourself or direct to
your landlord.
I have grown up children living at home with me - how will this
affect my benefit?
They will be treated as non-dependants and you may receive
reduced benefit.
I receive a war pension - how will this affect my benefit
claim?
Harrogate Council currently operates a "Local Scheme" for people
receiving war pensions. Under this scheme the basic amount of war
widows and war disability pensions are ignored when calculating a
persons income for benefit purposes.
You will be asked to provide a breakdown of your war pension
from the war pensions section at Norcross so that the correct
amount of your pension can be disregarded. If you receive
attendance allowance as part of a war disability pension this is
also disregarded from your income for benefit purposes.
I have made a successful application for Attendance/Disability
Living Allowance - how will this affect my benefit
entitlement?
The amount of any attendance allowance or disability living
allowance you receive is ignored for benefit purposes. However, you
should still let the council know that you are receiving these
benefits as you may be entitled to additional premiums, which could
increase the amount of benefit you receive.
Also, if you have other adults living in your household for
which a non dependant deduction is being made you should let the
council know if you become entitled to Attendance Allowance or the
care component of Disability Living Allowance. No deductions are
made from a claimants housing benefit or council tax benefit in
respect of non dependants if the claimant or their partner receives
either of these benefits.
I've recently started work but earn a low wage - can I apply
for benefit without the necessary 5 wage slips?
If you have just started work and think that you might be
entitled to benefit because of low earnings you should apply for
benefit as soon as possible as any delay may mean that you lose
benefit.
You should make a note on the application form that you have
recently started work and forward your wage slips as soon as they
are available.
I'm self-employed but have only traded for a short time and
don't have any business accounts - can I still apply for
benefit?
If you have only recently become self employed you will need to
submit copies of your business record books showing your takings
and expenses. Your benefit will be based on your income as
calculated from your records.
We may ask you to submit your records at regular intervals
until your business is established and you have a full year trading
accounts.
What do I do if my circumstances change?
If you have any change in your circumstances during a benefit
period you must notify us as soon as the change happens - do not
wait until you need to renew your claim to tell us about anything
that has changed.
You can notify changes in your circumstances by letter or in
person at Scottsdale House. If you are not sure if you need to tell
us about a change in your circumstances please contact the
Revenues and Benefits Service.
How often do I have to re-apply for benefit?
You do not have to re-apply for benefit but you are required to
inform the council about changes in your circumstances when they
arise. In addition we will be undertaking checks on claims and may
write or visit you from time to time to verify the information you
have provided.
Can my benefit claim be backdated?
Benefit is normally payable from the Monday following the date
of application, however, a claim can be backdated for a period not
exceeding 6 months from the date on which the backdated application
is made.
Benefit will only be backdated if there was good reason for
the delay in making the application for benefit for the whole of
the period for which backdating is being requested. If you make an
application to have your claim back dated you may be asked to
provide evidence in support of your request e.g. a letter from your
doctor if your reason for late application was because of illness
etc.