Harrogate Borough Council
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Homebuy could help ...
Do
you want to buy your own home but can't quite afford it?
For further information, contact:
Joseph Rowntree Housing Trust,
Leasehold & Lettings Team,
The Garth,
White Rose Avenue,
New Earswick,
York.
YO32 4TZ
Telephone 01904 735011 or 735012
Golden Triangle Partnership
Affordable Housing
| Affordable Homes | ||
| Coming Soon | Available Now | Under Offer |
Please note - public access to the sites under construction is not permitted for health and safety reasons. For some sites official viewing will be arranged at an appropriate time.
What is affordable housing?
Affordable housing is housing that is affordable to those who
cannot afford what is readily available on the open market. A
house is not affordable if it takes more than 30% of gross
income or if the mortgage needed is more than 2.9 times joint
income or 3.5 times single income.
The Government's definition of affordable housing is:
'Affordable housing includes social rented and
intermediate housing, provided to specified eligible households
whose needs are not met by the market.'
Affordable housing should:
- Meet the needs of eligible households including availability at a cost low enough for them to afford, determined with regard to local incomes and local house prices.
- Include provision for the home to remain at an affordable price for future eligible households or, if these restrictions are lifted, for the subsidy to be recycled for alternative affordable housing provision.
Social rented housing is:
'Rented housing owned and managed by local
authorities and registered social landlords' or housing
associations.'
Intermediate affordable housing is:
'Housing at prices and rents above those of social rent, but
below market price or rents, and which meet the criteria set out
above. These can include shared equity products e.g. HomeBuy, other
low cost homes for sale and intermediate rent.'
These definitions are from the Government's
Planning Policy Statement 3.
Escalating house prices and high private rents have meant that
there is a huge demand for affordable housing.
Harrogate Borough Council works with partner Housing Associations to run
initiatives, which provide low cost homes for rent and sale, to
help people who are unable to afford to rent or buy a home on the
open market.
The low cost home ownership schemes operating in the District
are as follows:
In order to qualify for one of the above schemes, you must be
registered on Harrogate Borough Council's housing list. You can
download a form by clicking on the link below:
If you would like further information on any of these schemes
please contact the Housing Options team on 01423 556699 or
email housingoptions@harrogate.gov.uk